FHA Loan CalculatorPlease read the following information:
Income and Payment InformationDirections
Gross Monthly Income: *
Military or other housing:
Car Payments:
Min. Credit Card Pmts:
Student Loans:
Other Loans:
Current Monthly Payments:
Net Monthly Income:

  1. Enter your family "Gross Monthly Income."
  2. Enter your "Military or other housing" allowance.
  3. Enter monthly payments for car, credit cards, student or other loans.
  4. Enter a home "Sales Price."
  5. Now select "Calculate."
  6. You may increase the "Down Payment" to more than minimum.
  7. Your "Total Monthly Payment" must be less than or equal to your "Maximum Allowable Payment."
  8. By altering the "Sales Price", "Interest Rate", or "Down Payment" you can change your "Maximum Allowable Payment."
  9. Your "Total Cash Required" is a maximum estimated amount. You may request information about programs and methods that require less cash.
* Denotes mandatory entry

Sales Price and Monthly PaymentCash Requirement
Sales Price: *Down Payment:
Base Loan:Loan Origination Fee:
MIP Fee:Credit Report/Appraisal:
Adjusted Loan Amount:Misc. Escrow Fees:
Interest Rate:Tax Impound:
Loan Term (years):Insurance Impound:
Principle/Interest:MIP Impound:
Property Taxes:Prepaid Interest:
Property Insurance:
Total Monthly Payment:Total Cash Required:
Maximum Allowable Payment:
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